Todd M. Joe
Our team of insurance agents is based in St. Joseph, MO and provides Northwest Missouri with group benefit insurance and individual health insurance options.
Todd M. Joe
President & Broker
Todd is President of John Joe Insurance Agency, Inc., a locally owned independent insurance agency that has proudly served Northwest Missouri and the surrounding region since 1972. With nearly 25 years of experience in the insurance industry, Todd provides strategic leadership while partnering with employers to design, implement, and manage comprehensive employee benefit programs.
His expertise includes group health insurance, employee benefits consulting, carrier negotiations, plan design analysis, wellness initiatives, compliance support, and long-term benefits strategy. Todd is passionate about helping organizations balance fiscal responsibility with offering competitive benefits that attract, retain, and care for their employees.
As a second-generation agency leader, Todd is committed to continuing the service-first philosophy on which John Joe Insurance Agency was founded. He believes lasting client relationships are built through accessibility, responsiveness, integrity, and a genuine investment in the success of the businesses and communities the agency serves. Under his leadership, the agency has expanded its services while maintaining the personalized, local support clients have come to expect.
A lifelong resident of St. Joseph, Todd is actively involved in the community and enjoys building lasting relationships with local businesses and organizations. He believes in giving back to the community that has supported the agency for more than five decades and is proud to help employers create healthier, stronger workplaces. As President, Todd strives to ensure every client receives proactive guidance, innovative solutions, and exceptional service throughout the year.